Technical factors affecting e-banking development in Iran Dissertation

Technical factors affecting e-banking development in Iran - Dissertation Example Research questions The purpose of this study is to get greater understanding of e-Banking phenomenon and find out its implementation obstacles in Iran. In the conduct of the collection of data; both primary and secondary data, it is important that the researcher has a guide on the kind of data to collect and which ones to ignore. In doing this, the following research questions have been set to guide the researcher on the exact data to go after. Therefore, the researcher tries to reach this goal by answering the following questions. 1 What have been the hindrances to the advancement of e-banking in Iran? Problem Overview In recent years acceptance of e-Banking has been rapid. In many west countries like Finland over 50% of bank customers use e-Banking services. On the other hand some evidence shows half of new customers that have used e-Banking for the first time, do not continue using this channel as an active customer.(reference needed) the development of new technologies in communi cations and information practices and the emergence of new services and increasing expectations and needs for banking services market caused our public and private banks to compete for providing new e-banking services. E-banking in recent decade has been carried out with various implementations in our country by a variety of public and private banks. Now each bank more or less seeks for efficient use of this new technology. However, it seems the use of e-banking is still not institutionalized in the culture of our people, and customers still do not use this technology with trust for large financial transactions. The Central Bank of Iran (CBI) observes that not many companies and organisations are taking advantage of... The paper tells that in recent years acceptance of e-Banking has been rapid. In many west countries like Finland over 50% of bank customers use e-Banking services. On the other hand some evidence shows half of new customers that have used e-Banking for the first time, do not continue using this channel as an active customer. the development of new technologies in communications and information practices and the emergence of new services and increasing expectations and needs for banking services market caused our public and private banks to compete for providing new e-banking services. E-banking in recent decade has been carried out with various implementations in our country by a variety of public and private banks. Now each bank more or less seeks for efficient use of this new technology. However, it seems the use of e-banking is still not institutionalized in the culture of our people, and customers still do not use this technology with trust for large financial transactions. The C entral Bank of Iran observes that not many companies and organisations are taking advantage of e-business as penetration rate in e-business is still very low. Iranian banks have made huge investments into e-business but this has not succeeded in changing the trend. According to BBC news 60 †¬percent of Iranians go to banks only to receive or pay cash to the banking network. Iranian banks talk about the spread of e-banking while Iranians spend a lot of time to pay the bills for water, electricity, gas, phone, or transferring money to other accounts and sometimes they stay in line for hours to receive or pay cash.

Design bandpass FIR digital filter to extract sub-Hz low frequency Dissertation

Design bandpass FIR digital filter to extract sub-Hz low frequency signal - Dissertation Example The aim of this research work is to design and performance evaluation of 0.2 – 0.5 Hz Butterworth, Blackman and Chebyshev digital semi adaptive filters. For this work XILINX and MATLAB software’s were used for the design. As pert of practical research work these designs were translated Using FPGA hardware SPARTAN-3E kit. These were optimized, analyzed, compared and evaluated keeping the sampling frequency at 1Hz for 64 orders. These filters designed using software were tested by passing a sinusoidal test signal of 5 Hz along with noise and the filtered Output signals are presented. Signal to Noise ratios were evaluated, plotted and comparative analysis carried out in this paper. Keywords Digital filter, XILINX and MATLAB software’s, Field Programmable Gate Arrays (FPGA), SPARTAN-3E, DSP Chips, DIP switches Contents ABSTRACT 2 Contents 3 1. INTRODUCTION. 5 2. LITERATURE REVIEW 7 4. RESULTS AND DISCUSSION. 44 6. CONCLUSION 54 Reference list 55 1. INTRODUCTION. 1.1 Problem statement. The possibility of real time and low cost digital filtering emerged in when general purpose of microcomputers were introduced in the 1970s. The earlier designed digital filters had limited precision and speed which limited them to a restricted their application to simple algorithms and low frequency . In the 1980s, in its historical development DSP Chips which were of higher special cost were introduced (Tomlinson 1991). This contained an on chip D/A converter were incorporated and later improvements in their speed and complexity were advanced by ICS . This gave birth to the advanced digital filter design of today ( VolKenberg, 1987). Availability of F.P.G.A series kits helps researchers to take practical designs of semi adaptive band pass filters from low to high frequencies. It is on this basis that this project is designed to provide a high factor and high performance factor in attenuating frequencies which are undesirable for certain applications like the elec trocardiogram. 1.2 Objective The objectives of this project are: To inter-grate a low pass and high pass digital filters in a substrate known as band pass filter. To design FIR band pass that can help to extract low frequency of between 0.2-0.5 Hz 1.3 Scope of work The scope of this work is to design and develop a finite impulse response band pass digital filter. The following lists of objectives must be completed with the following in mind: 1. The scope of this project is making literature review which will survey on the magazine, journal, textbooks or conference papers. 2. During literature review, all the information such as theory and design of a digital filter will be explored. 3. Calculation based on Butter-worth and Chebyshev response will be done 4. Entering of the filter characteristics to generate coefficients using the FDAT tool block. 5. After the coefficients have been generated by the use of the FDAT tool block, design simulation using the FIR block will be done. 6. Th e last step in the finite impulse response band base filter design will be to hardware verify the performance of the hardware in the loop. 7. The preliminary work will use MATLAB tools and the result will compare with the theoretical result. 8. Finally, fabricate and make measurement for analysis result will be made based on the designed device. 1.4 METHODOLOGY This project will start with the background study of band pass basic concept through hole